Quick Cash Loans: What to Know

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Everyone, at one time or another, has needed a little financial help, especially if it is between paydays.  It could be an unexpected car repair, a medical bill, or a house repair.  This is when quick cash loans Marlboro would come in handy.

This type of loan is a short-term loan.  It has an easy, quick application process.  The funds you are borrowing are available immediately after the loan has been approved.  They are generally unsecured loans, which means that you do not need any type of collateral to get the loan.  Since it is a short-term loan and unsecured, the interest rates are higher than if you got a regular bank loan.

These quick cash loans Brick are a great solution when you need cash in a hurry.  These types of loans are often called payday loans.  To apply, you can do it online or at a storefront, but the best option is to go in person to the storefront, or payday loan office.  This way you can get your loan almost immediately.

The application takes only minutes to fill out.  They do not do a hard credit check as a bank or credit union would.  This is why you can get approved quickly.  The lender will do what is called a soft credit check.  They will check to make sure that you are employed, usually, by looking at the paycheck stubs you bring in with you.  They want to make sure that you can pay back the amount you want to borrow.  Most will also want to see your latest bank statement.

Once approved, you will get a check right away.  If you apply online, you will have to submit copies of the documents and then wait for the online company to go over them and approve them.  It may take 24 hours or so for the money to be deposited in your bank account if you apply online for quick pawn shop brick.

In addition to a payday loan, there is also a personal loan.  This type of loan will offer a lower interest rate.  The one difference between a personal and payday loan is the time you have to repay the loan.  With a payday loan, it is due, including interest, on your next payday.  With a personal loan, you can do monthly payments until it is paid in full.

Payday quick cash loans Brick usually carry a fee of $10-$30 for every $100 you borrow so that can add up.  With that type of loan, you can reborrow it again once you pay it back.  When you roll it over, you will have to pay the interest due and then repay it on your next paycheck.

With personal quick cash loans, the interest rate would depend on the amount borrowed and your credit score.  There are no extra fees either.  If it is possible, the best quick cash loans would be to apply for a personal loan as they will cost less in the end, and you will have more time to pay it back.

Bio – Century Jewelers & Loan offers 90-day collateral loans on a wide variety of items. We also purchase a variety of items including gold. We appraise jewelry, coins, art and other valuables for estate, insurance, and divorce purposes and offer estate buying services. At our store, we carry a large assortment of unique items to purchase including jewelry, musical instruments, collectibles and more. Century Jewelers & Loan will also help you host a gold party!
Century Jewelers & Loan has served the New Jersey area for over 15 years. Throughout our history, our main goal has remained the same: to deliver quality, value and, most of all, impressive service.
This commitment means we work harder and smarter than our competition. We are at the forefront of the pawnbroker industry and offer our customers the latest services, technology, and information available. Give us a call today and let us show you the Century Jewelers & Loan difference.

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